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Round Number Preferences and Left-Digit Bias: Evidence from Credit Card Repayments (2025)
Journal Article
Sakaguchi, H., Gathergood, J., & Stewart, N. (in press). Round Number Preferences and Left-Digit Bias: Evidence from Credit Card Repayments. Management Science,

We examine round number preferences and left-digit bias in credit card repayments. We show half of all manual credit card payments are at a small set of round-number values, although all values between the statement minimum and balance were permissib... Read More about Round Number Preferences and Left-Digit Bias: Evidence from Credit Card Repayments.