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Daily Bread: Women’s Self-Help Microfinance and the Social Meanings of Money

Bott, Esther; Ojha, Shalini; Mini, Sunita; Smyth, Alan R.; Kamal Kumar, Rajeev; Choudhary, Sunil; Yaron, Gil

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Associate Professor

Professor of Neonatal Medicine

Sunita Mini

Alan R. Smyth

Rajeev Kamal Kumar

Sunil Choudhary

Gil Yaron


In this article, we explore the impacts and implications of ‘Rojiroti’, a women’s self-help group (SHG) microfinance scheme operating in poor communities in Bihar, India. We focus particularly on how improvements found in women’s circumstances and in children’s health might result from Rojiroti SHG membership. Through data from 5 focus groups and 19 individual interviews with women in communities where Rojiroti operates, we discover how the scheme is regarded and how it affects women’s management of household budgets. Moreover, we explore the relational aspects of SHG microfinance and the ways that it can alter family and social dynamics. Drawing on notions of ‘earmarked’ money and ‘safeguarded’ money, we argue that the money itself has meaning and non-pecuniary value in the form of other currencies, including power and agency, which can lead to the improved well-being and health of families.

Journal Article Type Article
Acceptance Date Sep 15, 2021
Online Publication Date Jan 27, 2022
Publication Date 2023-06
Deposit Date Nov 1, 2021
Publicly Available Date Nov 11, 2021
Journal Sociological Research Online
Electronic ISSN 1360-7804
Publisher SAGE Publications
Peer Reviewed Peer Reviewed
Volume 28
Issue 2
Pages 442-461
Keywords Sociology and Political Science
Public URL
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