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Credit counseling: a substitute for consumer financial literacy? (2015)
Journal Article
Disney, R., Gathergood, J., & Weber, J. (2015). Credit counseling: a substitute for consumer financial literacy?. Journal of Pension Economics and Finance, 14(4), https://doi.org/10.1017/S1474747215000219

Is financial literacy a substitute or complement for financial advice? We analyze the decision by consumers to seek financial advice in the form of credit counseling. Credit counseling is an important component of the consumer credit sector for consu... Read More about Credit counseling: a substitute for consumer financial literacy?.